Retirement planning can be stressful.
You've spent decades as a diligent saver working towards retirement. Once the paychecks stop, the questions change shape.
- Do I have enough to retire?
- Can I afford the retirement I actually want?
- When should I take Social Security?
- How much can I safely spend each month?
- Should I be doing Roth conversions?
- What if the market drops right after I retire?
- Am I paying more in taxes than I need to?
We turn complex decisions into simple steps.
A plan built around your life
We start with what you want retirement to look like, then build the income, tax, and investment plan to support it.
A tax-efficient retirement paycheck
We navigate account distributions designed to keep you from paying more tax than necessary.
Evidence-based investment management
A low-cost, diversified portfolio built to be spent from, with a cash reserve designed to help keep your paycheck coming when markets drop.
Your first step
Start with a conversation
Your first meeting is with Jacob Molina, CPA, CFP®: a former orthopedic PA who spent six years in tax practice before starting Styra. Forty-five minutes, virtual, and complimentary.
- Before Nothing to send or fill in. A rough sense of your income, spending, and accounts helps.
- During What you want retirement to look like, and what you want from an advisor.
- After If there is a good fit, a retirement roadmap with what we observed and where we can help. If not, we point you to resources that will.
Want to learn more?
You can read about various retirement and tax planning topics here.
Investing & Retirement
What happens if the market drops right after I retire?
A drop early in retirement hurts more than the same drop while you're working. Why the order of returns matters, and three things to have in place before your last paycheck.
Investing & Retirement
How to turn your retirement savings into a monthly paycheck
Your salary stops, and the balance just sits there. How to turn it into a deposit that lands in checking every month, with the tax already accounted for.
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