Jacob Molina
CPA, CFP® · Founder
I started in healthcare as an orthopedic physician assistant. It wasn't the right long-term fit, so I pivoted to tax. I earned a Master of Taxation from ASU, passed the CPA exam, and spent six years in tax practice, advising individuals, partnerships, and S corporations.
The more tax work I did, the more I saw how closely it connected to everything else: investments, cash flow, retirement, insurance. I earned the CERTIFIED FINANCIAL PLANNER® certification and built Styra so every retirement decision gets made with the tax bill in view.
The name is Swedish for "to guide." My great-grandparents were descendants of Swedish immigrants, and I grew up close to them. I wanted the firm to reflect that heritage.
Masters of Medical Science, Midwestern University
Master of Taxation and Data Analytics, ASU W.P. Carey School of Business
Certified Public Accountant (CPA)
CERTIFIED FINANCIAL PLANNER® certification
Who we work with.
People who are within about five years of retirement, or already moving into it. You have saved steadily for decades and the balances are real. What changes as retirement gets closer is the questions: how much you can comfortably spend, when you can stop working, which accounts to draw from first, when to claim Social Security, and how to cover health insurance before Medicare.
This is an ongoing relationship. We help you put the strategy in place, and we keep refining it together every year as tax law and your life change.
Every decision, made after taxes.
Your income plan, your investments, and your tax strategy are decided together. A Roth conversion gets modeled against your tax situation before we move. A portfolio change accounts for what we're planning for next.
A CPA on the planning side
Your financial planner is also a CPA, and your accountant stays in the loop on anything that reaches the return.
Fee-only, always
No commissions, no product sales. You pay a clear fee for advice that's built around your goals.
After-tax decisions
Every investment move, every Roth conversion, every contribution is modeled for its tax impact first.
Affiliations
Let's start with a conversation.
Forty-five minutes with Jacob to talk through your questions, confirm fit, and understand the financial picture around them. Complimentary, with no paperwork to sign and no decision required.
See if we're a fit